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If you take out a home loan in the amount of, e.g., 30,000 euros with an unfixed annual interest of 3.0%, a loan period of 360 months with monthly repayments, including a contractual fee of 300 euros, the initial annual percentage rate of charge is 3.12%, the total cost of credit is 15,833.24 euros and the total amount paid for the repayment of credit and covering the total cost of credit is 45,833.24 euros. The underlying assets must be insured throughout the loan period, but the volume of the insurance expenses depends on the selected insurer and insurance terms, and is therefore not determined by the creditor. The loan recipient shall pay the state fee and notary fee necessary for posting a security, while the creditor does not know the final amount of the aforementioned expenses. The loan recipient shall pay the fee for appraising the underlying assets that depends on the appraiser and which the creditor cannot therefore determine at this moment.
Apply for a home loan from LHV.
Our credit manager will contact you right after you’ve filled in the application, and send you our initial loan offer.
* The pictures on the web page are illustrative and may be different from the actual completed living environment.